Are You Stuck In A Job You Hate - For the Benefits? Canadians Loose an Average of 24 Billion Per Year in Unused Benefits



REAL TALK: MANY PEOPLE STICK WITH A JOB THEY DONT LOVE - FOR THE BENEFITS.

Let’s be honest. Many people stay in demanding jobs because of the health plan.
Massage. Therapy. Physio. Chiro. It’s what keeps you functioning.
But then… the year ends…
And you haven’t booked a single session.
But wait until you hear the scary part. 👻

📉 66% OF CANADIANS HAVE EXTENDED HEALTH BENEFITS UNDER A WORKPLACE PLAN.

That’s over 27 million people with an average of 32 billion dollars annually in coverage for things that aren’t covered by provincial coverage. This means things like :
✅ Massage Therapy
✅ Physiotherapy
✅ Chiropractic Care
✅ Mental Health Counselling
✅ Acupuncture
✅ Vision care
✅ Dental
✅ Orthotics & more

The Harsh Truth: Most people don’t fully use their benefits

77% of Canadians say they don’t use everything available to them
Many don’t even know what they’re covered for
And once December 31st hits… that money is gone

thats over 24 billion dollars of your hard earned cash sitting in the insurance company’s pocket
That means you’re not only leaving money and care on the table.

You’re extra for the opportunity to do it!

📅 Take care of yourself — starting today

✅ Review your coverage

✅ Book any appointments before December 31st

✅ Make your health a priority

✨ You’ve earned these benefits. Use them!

As the year draws to a close, so do many of your extended health benefits. If you're like most Canadians, chances are you're leaving valuable coverage on the table — coverage you’ve already paid for through your employee benefits or insurance plan.

What Are Extended Health Benefits — and Why Do They Expire?

Extended health benefits cover services not included in provincial healthcare, such as:

  • Massage therapy

  • Physiotherapy

  • Chiropractic care

  • Mental health counseling

  • Vision care

  • Prescription drugs

  • Dental services

Most plans offer a set amount of coverage per calendar year. If you don’t use it by December 31st, that balance often doesn’t carry over. It resets — meaning those unused dollars disappear.

How Many Canadians Are Missing Out?

While exact numbers are hard to pinpoint, available data suggests a significant portion of Canadians aren’t fully using their benefits:

  • A survey from Robert Walters found that 77% of Canadian professionals don’t fully utilize their workplace benefits (Robert Walters, 2023).

  • A 2024 industry survey found that plan members with Health Care Spending Accounts use only about 66% of their allocated funds, leaving roughly one-third unused (Benefits Canada, 2024).

  • Nearly 1 in 4 employees say they don’t fully understand what their plan covers — making it even more likely benefits are missed entirely (Benefits Canada, 2024).

Whether it’s lack of time, uncertainty about coverage, or simply forgetting, many people lose out on hundreds — even thousands — of dollars in unused care every year.

Why It Matters: Your Health Deserves It

These benefits are designed to help you feel better, move better, and live better. Using them isn’t just financially smart — it’s an investment in your well-being. Have you been:

  • Putting off a massage for that lingering shoulder tension?

  • Dealing with neck pain or headaches that never quite go away?

  • Wanting to check in with a therapist but haven't made the time?

Now’s the perfect moment to prioritize yourself.

Book Now Before It’s Too Late

Appointments fill up fast at year-end. Whether you're due for a check-up, adjustment, or just a well-deserved tune-up, booking early ensures you get the care you need — and avoid the last-minute rush.

✔️ Review your coverage
 ✔️ Book any remaining sessions
 ✔️ Take care of your health before benefits reset

You’ve earned these benefits. Don’t let them go to waste.
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